What we do
Trade and trade finance remain structurally fragmented despite widespread digitization.
MonetaGo provides digital public infrastructure that enables trusted verification across institutions and borders, preventing financing fraud and unlocking liquidity for SMEs.
Digital public infrastructure
Digital public infrastructure (DPI) refers to shared, foundational digital systems that enable economies to function efficiently and securely. In the trade and finance context, this includes digital identity, standards-based data exchange, legal recognition of electronic and transferable records, and interoperability between public and private systems.
As DPI expands, data increasingly flows between banks, corporates, platforms, regulators and across borders. Without shared verification, the same data is repeatedly recreated, reconciled and checked, creating friction, cost and risk.
Our work addresses this gap by ensuring that once a trade asset or obligation has been verified, that fact can be relied upon elsewhere, without exposing underlying commercial data or breaching local regulatory and data-sovereignty requirements.
Solutions
We design and operate national and cross-border registries that prevent financing fraud, duplication and conflicting claims. These systems enable financial institutions to lend with confidence while helping businesses access finance faster and more reliably.
Our infrastructure is deployed at national level in markets including India, Singapore and Bahrain, with ongoing engagements across Africa, the Middle East and Europe. At global level, our technology underpins SWIFT's trade finance fraud-prevention infrastructure.
Today, our systems prevent tens of billions of dollars in financing fraud annually while processing over one trillion dollars in transaction verifications, unlocking liquidity for businesses that need it most.
Invoice registry
Enables financial institutions to detect duplicate financing attempts across the ecosystem in real time.
By validating invoices against a shared registry, lenders can identify when the same invoice has been used to secure multiple loans, preventing fraud while accelerating legitimate financing decisions.
Collateral registry
Prevents conflicting claims on collateral assets by maintaining a trusted record of asset status and encumbrances.
Lenders can verify in real time whether collateral is already pledged elsewhere, reducing legal disputes and enabling safer, faster credit decisions.
VAT registry authentication
The invoice registry validates business registration and VAT compliance status directly against authoritative government data.
This reduces revenue leakage from fraudulent VAT claims, improves regulatory oversight, and enables financial institutions to confidently serve compliant businesses.
See how MonetaGo enables trusted verification across borders, preventing fraud, unlocking liquidity for businesses, and strengthening financial ecosystems worldwide.
Ways to connect
Our infrastructure integrates directly into the systems financial institutions already use.
Access validation capabilities through a secure web interface, connect via API, or integrate through the SWIFT network. No platform migration required.
Built on open standards and ISO-certified information security management systems, our infrastructure operates seamlessly across different platforms, markets, and regulatory jurisdictions- enabling institutions to participate in shared verification without disrupting existing workflows.
SWIFT
MonetaGo's Secure Financing infrastructure, developed in partnership with SWIFT, is the first third-party trade finance fraud-prevention service of its kind.
This integration enables financial institutions worldwide to detect duplicate financing and validate trade documents directly within their existing SWIFT infrastructure—no new systems, no platform changes.
For banks already connected to SWIFT, accessing MonetaGo's global validation network requires minimal technical integration, delivering immediate fraud prevention capabilities at ecosystem scale.
